Close Deals Faster with a Proof of Funds Letter
Show sellers and agents you're a serious buyer. Get your POF letter prepared within 24 hours.
WHAT IS A PROOF OF FUNDS LETTER?
A Proof of Funds (POF) letter is a tool used by real estate investors to demonstrate to sellers, listing agents, and title companies that they have the financial backing in place to close on a specific investment property. It strengthens your offer and signals you're a serious, prepared buyer in a competitive market.
OpenLane Funding prepares Proof of Funds letters through our private capital network specifically for business-purpose real estate investment transactions — fix & flip, DSCR rental, ground-up construction, multifamily, and commercial deals. We do not handle owner-occupied or consumer mortgage transactions.
WHO NEEDS A PROOF OF FUNDS LETTER?
• Real estate investors making offers on investment properties. Whether you're acquiring your first
rental or adding to a growing portfolio, a POF letter shows the seller you have a funding partner ready to close.
• Fix & flip investors who need to prove financing to get offers accepted. Sellers and listing agents
on distressed or off-market properties want to know the buyer can perform. A POF letter from a
private capital partner carries weight in these negotiations.
• Rental property investors (DSCR borrowers) competing against cash buyers. In competitive
markets, a strong POF letter can make a financed offer look nearly as strong as cash — especially
when paired with a fast closing timeline.
• Developers submitting offers on land or construction projects. Ground-up and heavy rehab
projects often require proof that the buyer has construction financing lined up before a seller will
accept the contract.
• Wholesalers who need to demonstrate the ability to close. Some sellers and title companies
require proof of funds from the end buyer or the wholesaler's assigned buyer before allowing the
transaction to proceed.
1. Fix & Flip
Short-term rehab loans for investors purchasing and renovating
distressed properties. Up to 90% of purchase price / 100% of rehab
costs. Close in as few as 7–14 days.
2. DSCR / Rental
Long-term rental financing based on the property's cash flow, not
personal income. Up to 80% LTV with 30-year terms available. Ideal
for buy-and-hold investors.
3. Construction / Ground-Up
New build financing for residential and small commercial projects. Up
to 85% of total project costs with a structured draw schedule to keep
your build on track.
4. Multifamily (5+Units)
Acquisition and refinance financing for apartment buildings and
multifamily complexes. Loan amounts from $500K to $10M.
5. Commercial / Mixed-Use
Financing for retail, office, industrial, and mixed-use investment
properties. Loan amounts from $250K to $10M.
Step 1: Click the "Checkout" button below to pay the $10.99 letter preparation fee through PayPal.
Step 2: After payment, you'll be returned to our site to complete the deal intake form with property details (address, purchase price, ARV, etc.).
Step 3: We'll review your deal and email your custom Proof of Funds letter within 24 hours of form submission.
IMPORTANT NOTES
- This service is for business-purpose investment property transactions only.
- The POF letter is a non-binding document. It is not a loan commitment, pre-approval, or guarantee of funding.
- Letters are customized to a specific property address you provide.
- Please complete the deal intake form on the next page after payment — we cannot prepare your letter without it.
The letter preparation fee covers our administrative costs and is non-refundable, regardless of whether the underlying transaction closes.